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I RECVD A CALL FROM THE # ABV (IT WAS A BLOCKED #) BUT THE # 855 # IS WHAT THEY LEFT AS THE CALL BCK. IT WAS A VERY INTIMIDATING CALL BCUZ THEY INFORM ME I WAS ABOUT TO B PURSUED LEGALLY FOR A NUMBER OF BAD CHECKS I GAV ON A STUDENT LOAN WTCN, I HATE THE COLLEGE NETWORK, BUT THESE PEOPLE THAT CALLED ARE LEGIT. NOT ONLY DID THEY PROVIDE ME ALL THE PAPERWORK , INCLUDING THE ORIGINAL CONTACT I SIGNED BUT ALSO A CRDT REPRT WHICH SHOWD MY STUDENT LOAN PENDING LEGAL ACTION. I EVEN WENT TO THE LOCAL SHERRIFS DPT N MY AREA AND CALLED THEIR OFFICE AGAIN, I WAS REP'D BY AN ATTRNY SHARON THOMAS, SHE SPKE W/ THE OFFICER @ THE SHERRIFS OFFIC AND VERFD THAT I WOULD ACTUALLY BE SUBJECT TO FORMAL CHARGES FOR THE BAD CHECKS I DID ISSUE WHEN I TOOK OUT THE LOAN. THE SHERIFS OFFCR VERIFD I CAN BE LEGALLY PROSECUTED BY ANYONE OR ANY LENDER I DID GIVE CHECKS TO THAT WERE BAD. HE ACTUALLY TOLD ME THE NATIONAL ARBITRATORS GUILD (WHO MRS THOMAS & THE 855 & 844 # IS WITH IS A REAL ORGANIZATION NON PROFIT WHO HANDLES THESE MATTERS AND